Montgomery County Water Bill 2026: AutoPay & Bank Pay Setup

Montgomery County OH • MCES water bill payment, rates, help, leaks and moving

Montgomery County Water Bill Help Center for Online Pay, Payment Plans and High Usage

This page helps Montgomery County, Ohio Environmental Services customers pay a water/sewer bill, use one-time payment, register for AutoPay, avoid card fees, set up a payment plan before the due date, fix a high bill, request a leak or pool adjustment, and report a main break or sewer backup.

Every step below includes the official MCES link or phone number beside the action, so users can move from reading to paying, calling, registering, filing an appeal, or requesting help without searching again.

Fast answer: Montgomery County Environmental Services customers can pay a water/sewer bill online, by one-time payment, by phone/account access, AutoPay, drop box, mail, in person, or bank bill pay. For customer service, billing, payment plan, account, meter, or service questions, call 937-781-2688, Monday through Friday, 8 a.m. to 5 p.m. For water main breaks or sewer backups, call the 24-hour emergency number 937-781-2678.

Important payment warning: if your property has a tax lien, MCES says to make the payment through the Auditor’s Office by calling 937-496-3271. Do not treat a normal online water bill payment as a lien payoff.

Montgomery County Water Bill Quick Facts

Customer service937-781-2688Billing, payment plans, account help
Emergency937-781-2678Main breaks, sewer backups
Office 11850 SpauldingKettering, OH 45432
Office 2451 W. ThirdDayton, OH 45422
Due window21 daysRegular bills
Late penalty10%After 21 days
Card fee2.3%Debit / credit
Billing unit748 gal1 CCF

Montgomery County Water Bill Action Board

Start here. Each card gives the exact user problem, the action, and the official MCES link or phone number.

1

I need to pay quickly without registering

Use Click2Gov one-time payment. The portal asks for the account number located on your utility bill.

Open one-time payment
2

I want account history or AutoPay

Register or log in. First-time users need an email account, account number, and cycle route number from the top-right of the bill.

Open pay instructions
3

I cannot pay the full bill

Call before the due date. MCES says payment plans cannot be set up after the bill is past due.

Call 937-781-2688
4

My property has a tax lien

Do not use the normal water bill portal for a tax-lien payoff. MCES says to pay through the Auditor’s Office.

Call Auditor: 937-496-3271
5

My bill is high because of a leak

Leak adjustments may be possible only for qualifying leaks where water did not enter the sanitary sewer system.

Leak adjustment rules
6

I have a main break or sewer backup

Use the 24-hour emergency number, not the normal billing line.

Call 937-781-2678

MCES Water Bill Payment Options and Posting Rules

Payment path How it works Important warning Official action
One-time online payment Use Click2Gov one-time payment with the account number on your utility bill. Good for quick payment; save the confirmation screen. Pay one time
Registered online account Log in to pay, view account information, past bills, usage history and sign up for e-notifications. First-time users need an email, account number and cycle route number from the bill. Login
AutoPay AutoPay begins with the next billing cycle. If the bill shows “AutoPay” in the Amount Enclosed box, it is set up. If the bill is currently due, AutoPay applies on the next billing cycle, not necessarily the current bill. AutoPay details
Debit / credit online MCES accepts Mastercard, Visa and Discover online. A non-refundable 2.3% convenience fee is charged for debit/credit users. Card fee rule
Electronic check Online e-check/check payment is available. Confirm routing and account number every time to avoid invalid return fees. Do not rely on auto-populated fields. Check payment warning
Drop box Drop boxes include Montgomery County Water Services, County Administration Building, Centerville Government Center, Harrison Township Government Center and Moraine Government Center. The County Administration Building drop box is off Vista View Drive near the delivery dock. Drop-box locations
In person Pay at 1850 Spaulding Road in Kettering or 451 W. Third Street in Dayton. Offices are listed Monday through Friday, 8 a.m. to 5 p.m., closed federal holidays. See map
Mail or bank bill pay Mail or use your bank’s bill-pay service. MCES recommends allowing 5–7 days for mail; bank bill-pay fees and timing vary. Mail / bill-pay details
Practical fee tip: if you want to avoid the 2.3% debit/credit convenience fee, compare cash in person, check through IVR/online check, or bank-account linking before paying by card.

Online Login, One-Time Payment and AutoPay: What You Need

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Account number

The one-time payment portal asks for the account number located on your utility bill.

One-time payment
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Cycle route number

First-time registration requires the account number and cycle route number from the top-right corner of the current utility bill.

Registration instructions
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AutoPay timing

If you enroll while a bill is already due, AutoPay starts with the next billing cycle. Pay the current bill separately if needed.

Login for AutoPay

Due Date, 10% Penalty and Payment Plan Rules

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Quarterly bill timing

Most MCES water/sewer bills are issued quarterly. Regular bills are due within 21 days of the billing date.

Billing FAQ
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10% penalty

After 21 days, bills are considered delinquent and subject to a 10% penalty.

Penalty rule
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Payment plan deadline

You must call before the due date to set up a payment plan. MCES says a payment plan cannot be set up if the bill is already past due.

Payment plan rules
Payment plan reality: MCES says the balance is split into three equal installments, the first installment is required when you set up the plan, current quarterly bills still must be paid, and a missed installment can make the full remaining balance due.

Call script before the due date

“Hi, I need help with my Montgomery County Environmental Services water/sewer bill. My account number is ____. My due date is ____. Can I set up a payment plan before the bill becomes past due, and how much is the first installment today?”

Local Assistance for Montgomery County Water Bills

Use these contacts when you cannot pay the bill and need help before the due date or before service interruption.

Help source Official number listed Best use Action
MCES Customer Service 937-781-2688 Payment plan before due date, account review, billing questions. Call MCES
Community Action Partnership 866-504-7379 Utility-bill assistance when funds are available. Official assistance list
Montgomery County Job and Family Services 937-496-6720 County assistance and benefits screening. Call JFS
United Way of Greater Dayton HelpLink 937-225-3000 Referral help for local emergency assistance. Call HelpLink
Veteran’s Services 937-225-4801 Utility help for eligible veterans. Call Veterans Services
St. Vincent de Paul Local Catholic church or 937-222-7349 Charitable help when available; leave name, address, phone and best callback time. Call administration office
Urgency tip: call MCES first if your due date is close. Some agencies may need time to verify eligibility, and a payment plan must be set up before the bill is past due.

10 Montgomery County Water Bill Attributes Users Usually Need

1. Official pay page

MCES lists online, in-person, phone/account access, AutoPay, drop box, mail and bank bill-pay options.

Open pay page

2. One-time payment

Click2Gov one-time payment lets users pay without full registration using the account number from the bill.

Pay one time

3. Customer service

Call 937-781-2688 for bill, meter, account, payment plan and service questions.

Call customer service

4. Emergency number

Report water main breaks and sewer backups at 937-781-2678.

Call emergency line

5. Online card fee

Debit/credit users are charged a non-refundable 2.3% convenience fee.

See fee details

6. Due date

Regular water/sewer bills are due within 21 days of the billing date.

Billing FAQ

7. Payment plan

Payment plans must be set up before the due date and are split into three equal installments.

Payment plan page

8. Water unit

Usage is measured in CCF. One CCF equals 748 gallons.

CCF FAQ

9. Leak adjustment

Some service-line or wall leaks may qualify if water did not enter the sanitary sewer system.

Leak adjustment

10. Appeal process

If a bill concern is unresolved after customer service, customers may file an appeal with the Board of Appeals.

Appeal / claim page

2026 Water/Sewer Rates and Bill Math

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2026 rate adjustment

Montgomery County approved a 5% annual water and sewer rate increase over five years, starting Jan. 1, 2026.

Current rates
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Why rates are changing

The county says the adjustment funds more than $248 million in planned infrastructure improvements.

Rate explanation
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Use the calculator

Use the MCES rate calculator with a current bill to estimate water/sewer charges.

Open rate calculator
Bill-reading tip: usage is calculated in CCF. One CCF is about 748 gallons. If your CCF increased, check for leaks and seasonal use before focusing only on the rate increase.

High Bill or Leak Adjustment: What Qualifies and What Does Not

May qualify

MCES says qualifying leak adjustments may include service line leaks or leaks inside walls, when water did not enter the sanitary sewer system.

Leak adjustment page
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Usually not qualifying

Toilet leaks, malfunctioning appliances and leaky faucets are listed as examples that do not qualify for leak adjustments.

Read exclusions
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Proof required

Customers must repair the leak and provide documentation and proof of repair with the request form.

Request form details

High-bill call script

“My MCES water/sewer bill is higher than normal. My account number is ____. Can you help me compare my CCF usage, last payment, bill due date, whether a leak adjustment might apply, and what proof I need if a service-line leak was repaired?”

Pool Adjustment and Hose Bib Meter Rental

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Pool sewer credit idea

A pool adjustment means you pay for water used to fill the pool, but sewer charges related to that pool filling may be credited.

Pool adjustment rules
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Apply early

MCES says to apply at least seven days before you plan to fill the pool. Hose bib meters are first-come, first-served.

Apply for pool meter
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Rental fee

The listed non-refundable three-day pool meter rental fee is $56, billed to the account upon delivery.

Fee details
Do not request the wrong meter: MCES says if you have a deduct or sprinkler meter that can be used to fill the pool, do not request a hose bib meter.

Moving? Final Read and New Service Setup

1

Call before moving

MCES says to call at least 48 hours before you move to schedule a final reading.

Call 937-781-2688
2

Give forwarding address

A final bill will be sent to your new address after the final reading.

Moving FAQ
3

Moving within service area

If you move within the MCES service area, customer service can help set up a new service account in your name at the new location.

Residential customer page
4

Check old balance

Ask whether any penalty, prior balance, payment plan, lien, or final bill remains before assuming the account is closed.

Confirm balance

Bill Appeal, Fee Adjustment or Damage Claim

Problem Official path Important rule Official action
Unresolved bill concern Contact Customer Service first, then file a Board of Appeals complaint if unresolved. Have account number, bill copies, payment proof and notes from customer service. Appeal page
Fee adjustment Fee Adjustment Application may apply to tampering fees, frozen meter, damage to meter/curb box/equipment, or mainline disconnect charges. Adjustment requests must be submitted within 90 days from the billing due date. Fee adjustment details
Damage claim Use the damage claim process if you believe MCES caused property damage. Most claims are processed in 8 to 16 weeks. Claim instructions
Sewer backup claim MCES recommends considering the Foundation Drain Disconnect Program to reduce future sewer backup risk. For program questions, call 937-781-2549. Call 937-781-2549

Report Main Breaks, Sewer Backups, Water Quality Issues or Theft

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Main break / sewer backup

Use the 24-hour emergency number: 937-781-2678.

Call emergency line
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Water quality concern

Montgomery County lists a water quality concern line at 937-781-2672 on the Water Services page.

Water Services
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Water theft or tampering

Report suspicious water/sewer service theft or tampering to customer service at 937-781-2688.

Report water theft
What to report: nearest address, cross street, whether water is in the road/yard/basement, whether a sewer backup is active, and whether traffic or property is at risk.

MCES Office Map and Visit Plan

Use this map for Montgomery County Environmental Services at 1850 Spaulding Road in Kettering. MCES also lists in-person payment at the County Administration Building, 451 W. Third Street in Dayton.

Bring

Water/sewer bill, account number, cycle route number, ID, payment method, payment plan details, repair proof, appeal documents or shutoff notice.

Ask before leaving

“Is my account current, did my payment post, and is any payment plan, penalty, lien, leak adjustment or final bill still pending?”

Hours

MCES lists customer service and in-person payment hours as Monday through Friday, 8 a.m. to 5 p.m., closed federal holidays.

Montgomery County Water Bill FAQ

How do I pay my Montgomery County Ohio water bill online?

Use the official Montgomery County Environmental Services Pay Water Bill page or the Click2Gov one-time payment portal. Registered users can log in for account details, AutoPay and usage history.

What is the MCES customer service phone number?

Call Customer Service at 937-781-2688, Monday through Friday, 8 a.m. to 5 p.m.

What number do I call for a water main break or sewer backup?

Call the 24-hour emergency number at 937-781-2678 for water main breaks and sewer backups.

How often are Montgomery County water/sewer bills due?

Most MCES water/sewer bills are issued quarterly. Regular bills are due within 21 days of the billing date.

What happens if my MCES bill is late?

After 21 days, bills are considered delinquent and subject to a 10% penalty. Missed payment-plan installments can also make the full remaining balance due and may lead to late fees or disconnection risk.

Can I set up a payment plan for my Montgomery County water bill?

Yes, but you must call Customer Service before the due date. MCES says a payment plan cannot be set up if the bill is already past due. The balance is split into three equal installments, and the first installment is due when the plan is set up.

What information do I need to register online?

First-time users need an email account, utility account number, and cycle route number. The account and cycle route numbers are located in the top-right corner of the current utility bill.

Is there a card fee for paying online?

Yes. MCES says debit and credit card users are charged a non-refundable 2.3% convenience fee. To avoid that fee, consider cash in person, check through IVR, or linking a bank account if available.

Can I get a leak adjustment?

Possibly. MCES says qualifying leaks may include service line leaks or leaks inside walls where the water did not enter the sanitary sewer system. Toilet leaks, malfunctioning appliances and leaky faucets do not qualify. Proof of repair is required.

What should I do if I am moving?

Call 937-781-2688 at least 48 hours before moving to schedule a final reading. A final bill will be sent to your new address, and MCES can help set up a new account if you are moving within the service area.

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